Credit Portfolio Management (CPM) - Credit Risk Analyst
Mitsubishi UFJ Financial Group (MUFG) is one of the world’s leading financial groups, and they are seeking a Credit Risk Analyst to join their Credit Portfolio Management team. The role involves monitoring the corporate loan portfolio, developing exposure management strategies, and supporting new business origination to optimize portfolio returns and manage credit risk.
Responsibilities
- Monitor the credit quality and trends of the corporate loan portfolio by following and interpreting internal MIS (Management Information System) data and publicly available information such as secondary market prices (CDS, Bond, Loan and Equity), industry data, material news releases, company filings and market research
- Identify exposures in the portfolio at risk for credit deterioration and downgrade. Evaluate and recommend potential exposure management actions
- Carry out monitoring tasks related to CDS transactions conducted by the Public team, including compliance-related items. Also, Report CDS balances and other data to regulatory authorities as necessity
- Grasp P/L related to hedging (or managing CVA) and report to Americas Finance and Tokyo Finance. Forecast P/L by collaborating with Public CDS traders and Private CPM executers
- Provide necessary information for the Asset Liability Management (ALM) Committee and other requirements in Tokyo as needed. Also, prepare regular reports required for concentration management
- Gather distribution data from relevant parties, summarize the progress of Distribution amount monthly, create a report to show the overview and share it with Finance team
- Make the annual budget, allocate them within CPM Office of Americas (CPMOA) and monitor monthly actual expenditure to manage budget
- Assist with general administrative duties within CPMOA
Skills
- 1-2 years' experience in banking or related field to create some reports and materials with MS Excel and PowerPoint
- Bachelor's degree (Finance preferred) with strong analytic and modeling skills with proficiency in MS Excel and PowerPoint
- Understanding of credit & risk related function
- Fundamental understanding of financial accounting and credit markets
- Strong communication and partnership skills
Benefits
- Comprehensive health and wellness benefits
- Retirement plans
- Educational assistance and training programs
- Income replacement for qualified employees with disabilities
- Paid maternity and parental bonding leave
- Paid vacation
- Sick days
- Holidays
Company Overview