Mortgage Analyst

Canada ICI Capital Corporation is the country's leading commercial real estate finance firm, and they are seeking a Mortgage Analyst to join their team. The role involves delivering high-quality market analysis and financial reporting while working closely with mortgage professionals to evaluate commercial mortgage investments.

Responsibilities

• Work with our mortgage professionals to analyze commercial mortgage investments
• Evaluate the quality of the mortgage investment through analysis of operating statements, rent rolls, financial statements, market data, third party engineering reports, and appraisals
• Preparation of proformas, cash flow models, and project specific underwriting
• Obtain and share market data to entire origination group (market reports from brokerages, CMHC Data, Cost Consultants reports, data platforms etc.)
• Review and summarize all third-party reports (appraisals, BCA’s, Environmental, etc.)
• Organize and manage all project related documentation, information, and folders
• Assist Mortgage Origination team in structuring mortgage opportunities based on the investment criteria of over 100 sources of mortgage capital available to Canada ICI
• Complete institutional quality Mortgage Investment Brochures
• Work with the Mortgage Origination team to manage and coordinate the funding process
• Ensure all written and electronic documentation meets compliance requirements, while maintaining highly organized and current data files for all client sales folders
• Establish relationships with third party report providers (appraisers, engineers, cost consultants)
• Work with origination group to obtain documents from clients
• Communicate professionally and efficiently with origination group, clients, analyst team, and other industry contacts

Skills

• Bachelor of Commerce Degree (Major in Finance, Economics or Math); or MBA
• 1 year of experience in the Commercial Real Estate Industry is considered an asset
• Strong understanding of basic finance modeling, including rates of return, IRR, NPV, and cash flow modeling
• Excellent financial analysis research and underwriting skills
• Strong interpersonal and communication skills
• Clear understanding of cash flow statements, preparation and analysis
• High attention to detail
• Ability to multi-task and work in a fast-paced environment
• Expert level of knowledge in Excel required to include formulas, pivot tables, charting, etc
• Past teamwork, and team player focus, and experience required
• Applicable provincial mortgage license is considered an asset, or you must be willing to start working on it after your first 6 months of employment
• Knowledge of Real Estate or Finance Industry is an asset

Benefits

• Discretionary bonus.
• Comprehensive benefits package, which includes extended health care (with paramedical coverage), dental, health spending account, Employee & Family Assistance Program as well as life & disability insurance.
• Fast-track career growth within Canada ICI.
• Mentorship from some of the strongest Analysts and Originators within the commercial real estate industry.
• Matching RRSP Program.
• Opportunities for professional development and certifications.

Company Overview