Credit Solutions Assoc I - Miramar
Space Coast Credit Union (SCCU) is a not-for-profit organization dedicated to delivering financial services with a people-first philosophy. As a Credit Solutions Associate, you will empower members by providing options to help them bring their past due accounts current, ensuring quality service and safeguarding the credit union from unnecessary loss.
Responsibilities
- Provides solutions which will bring past due accounts current, excluding legal and bankrupt accounts, in order to keep delinquent loans to a minimum. Works all loans to include but not limited to consumer, mortgage, and business loans
- Accepts all inbound phone calls to the department, makes payment arrangements, transfers payments, and researches past due loan problems. Sends accurate loan error corrections to the Loan Servicing Department
- Attempts telephone contact with all past due members (including all co-makers) as presented on the predictive dialer
- Provide the member with solutions to delinquency such as a payment plan to bring the loan current, refinance, modification, loan extension, rewrite, short sale, deed- in-lieu or other local programs that may assist them in bringing their loan current during their time of need
- Send letters to all member(s) within established department guidelines
- Ensures that all work (i.e., phone calls, promises to pay, updates, etc.) is thoroughly documented, using correct action and response codes on the day the action occurs, to maintain accurate records on past due accounts
Skills
- 1 to 2 years in a consumer debt collections or sales environment
- High School Diploma or equivalency required
- Experience with Vehicle and Mortgage Collections and Loss Mitigation
Benefits
- Medical, dental, and vision insurance, plus an Employee Assistance Program.
- 401(k) match (5%), HSA match, and SCCU-paid insurance (short/long-term disability, life insurance).
- Tuition reimbursement after one year of service.
- 20+ days of PTO, birthday PTO, and 11 federal holidays.
- Lower rates on loans, credit cards, and no fee SCCU accounts!
Company Overview