[Remote] Capital Operations Analyst

Note: The job is a remote job and is open to candidates in USA. Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Capital Operations Analyst will focus on funding operations for Affirm’s loan portfolio, supporting capital and funding operations while improving processes in a fast-paced environment. This role requires strong interpersonal skills to manage various stakeholders and the ability to work cross-functionally across Capital, Finance, Product, and Engineering.

Responsibilities

• Support all capital and funding operations and interface with internal partners as well as various external capital partners
• Develop a keen understanding of our loan portfolio and oversee the movement of loan related cash flows
• Build, automate, and enhance operational reporting, reconciliations, and monitoring to improve accuracy, scalability, and efficiency
• Manage ongoing internal and external audits for our funding facilities, including data validation, documentation, and coordination across stakeholders
• Support the evolution of capital operations by helping design scalable controls, governance frameworks, and operational best practices
• Lead monthly and quarterly investors financial reporting to ensure accurate and timely delivery

Skills

• 2+ years of experience in Treasury, capital markets, or investment operations, preferably at a financial services firm or Fintech
• BA/BS degree in a quantitative discipline (e.g., Finance, Economics, Mathematics or related field)
• Strong attention to detail, ownership mentality, and willingness to dive into day-to-day operations to execute
• Excellent proficiency in financial modeling and Excel
• Ability to thrive in a fast-paced, high-growth, and often ambiguous environment while balancing strategic thinking with operational rigor
• Strong understanding of loan life cycle, asset back financing capital structures, liquidity management, and cash and risk management solutions
• Familiarity with SQL, Python, workflow automation tools, or AI-enabled productivity tools is a strong plus

Benefits

• Equity rewards
• Monthly stipends for health, wellness and tech spending
• Benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

Company Overview