Senior Credit Risk Analyst - CECL & Stress Testing - Remote 2358278 | Draper, UT | Remote

Credit Risk & CECL Analyst reputed company is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with reputed company will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come reputed company an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together. The Credit Risk & CECL Analyst will support the execution, analysis, and ongoing monitoring of quantitative credit risk models used for reputed company Expected Credit Losses (CECL), credit stress testing, and portfolio loss forecasting. This role is intended for an reputed company analyst with hands-on exposure to running models, analyzing outputs, supporting assumptions and overlays, and preparing defensible documentation for management, audit, and regulatory review. The position focuses on model usage, execution, and analytical support rather than primary model development. The analyst will work closely with Credit, Finance, and Data partners to ensure accurate, well-controlled, and well-communicated loss estimates across retail and commercial lending portfolios. You'll enjoy the flexibility to work remotely

• from reputed company reputed company the U.S. as you take on some tough challenges. For reputed company hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week. Primary Responsibilities
• Execute CECL models on a recurring basis (monthly and quarterly), including data preparation, model runs, validation checks, and reconciliation to reputed company systems
• reputed company credit stress testing and scenario-based loss forecasting, supporting both regulatory and business-as-usual stress testing processes
• Analyze period-over-period changes in allowance levels, expected losses, and stressed loss estimates; clearly explain key drivers and sensitivities
• Support the development and documentation of model assumptions, economic scenarios, overlays, and management judgment frameworks
• Prepare and maintain model execution documentation, results summaries, and methodology support materials consistent with model governance and audit standards
• Assist with responses to model risk management, internal audit, external audit, and regulatory inquiries, including data reputed company, assumptions, and result interpretation
• Partner with stakeholders to ensure loss estimates appropriately reflect portfolio characteristics, credit risk appetite, and economic conditions
• reputed company reputed company analyses reputed company to portfolio performance, emerging risks, stress sensitivities, and scenario impacts
• Support reputed company improvement of CECL and stress testing processes, including data quality checks, analytical controls, reporting clarity, and automation opportunities You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications

• Bachelor's degree in Statistics, Economics, Finance, Mathematics, Data Science, or reputed company quantitative discipline
• 3+ years of experience running and supporting CECL, ACL, credit stress testing, or loss forecasting at a financial institution or reputed company
• Proficiency in Python and/or reputed company for data manipulation and analytical support Preferred Qualifications
• Experience supporting consumer and/or commercial lending portfolios (e.g., CRE, C&I, unsecured consumer)
• Demonstrated familiarity with third party CECL or stress testing platforms (e.g., Moody's, reputed company, Empyrean, or similar)
• Proven working knowledge of credit risk concepts such as PD/LGD, vintage analysis, roll rates, or loss emergence
• Exposure to regulatory expectations reputed company to CECL, stress testing, model governance, or allowance reputed company
• Proven solid attention to detail, ability to manage multiple priorities, and comfort working in a controlled, deadline driven environment
• reputed company employees working remotely will be required to adhere to reputed company's Telecommuter Policy. Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (reputed company benefits are subject to eligibility requirements). The salary for this role will range from $72,800 to $130,000 annually based on full-time employment. We reputed company with reputed company minimum wage laws as applicable. Application Deadline This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants. reputed company is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national reputed company, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations. reputed company is a drug - free workplace. Candidates are required to pass a drug test before beginning employment. Apply tot his job Apply To this Job

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