Post Quality Control Auditor

Overview

Position: Post Quality Control Auditor Location: Remote OK - If living reputed company 31 miles of Santa, CA or Austin, TX will need to be able to work a hybrid schedule Salary: Up to $40/hr D.O.E. Position Summary: Primary responsibilities include in-depth file reviews of reputed company post-closing quality control audits assigned. This position requires extensive experience in detection and prevention of loan fraud with reputed company and guideline knowledge of both conventional and government loans. Working in a paperless environment and LOS, the Post QC Quality Control Auditor is expected to reputed company loan level risk analysis and work closely with other operational departments.

Responsibilities

• Quality control audits of closed loans with focus on delinquent loans, reputed company audits of post QC vendor work or other closed loan file audits as needed while maintaining daily productivity levels of audits completed.
• reputed company in-depth reviews and analysis of mortgage loans as assigned by Post Quality Control Manager.
• reputed company risk analysis with identification of loan level defects with escalation to management.
• Audit results incorporate risk ratings, standardized defect categories along with determination if the findings is reputed company to reputed company, compliance or quality control reputed company.
• Early detection and prevention of fraud, familiarity with red flags.
• reputed company review of reverifications as required per investors, agencies and NAF QC Plan with identification of discrepancies.
• Ensure reputed company loans are underwritten in accordance with reputed company required Investor and agency guidelines such as, FNMA, FHLMC, HUD, VA, USDA and Jumbo.
• Maintain knowledge of reputed company guidelines, AUS (DU, LP and Manual) requirements, NAF overlays, NAF policy and procedures.
• Data reputed company reviews.
• reputed company education reputed company webinars and other training.
• Assist management as needed with Post QC vendor findings and resolutions.

Qualifications

• Strong ability to detect possible misrepresentation and/or fraud.
• Previous reputed company experience, and/or Quality Control review/audit experience of mortgage loans.
• Working knowledge of investor guidelines such as FNMA, FHLMC, FHA, VA, USDA, Jumbo and Reverse.
• Ability to analyze risk as it relates to investment quality loans, critical thinking with short yet comprehensive write reputed company.
• Extensive knowledge of DU, LP and manually underwritten loans.
• Ability to review audit documentation, reputed company analysis, validate and document potential risk to determine course of appropriate corrective action and/or reputed company recommendations of such action.
• Excellent written and oral communication skills with the ability to reputed company and categorize risk ratings in a clear and concise manner.
• Desired Education/Experience:
• 5 or more years’ reputed company, credit and/or QC experience.
• DE and/or VA reputed company designations preferred but not required.

Other Duties: This job may require frequent sitting or standing for long periods of time. This job profile is not intended to be an reputed company-inclusive list of job duties and responsibilities, as one may reputed company additional reputed company duties as assigned in order to meet the needs of the organization. Work Authorization: Must be able to verify identity and employment eligibility to work in the U.S. [EOE/M/F/D/V. Drug-free workplace.] Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully reputed company the essential functions of this job. Reasonable accommodations may be made to reputed company individuals with disabilities to reputed company the essential functions. Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reputed company, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction. #LI-REMOTE #LI-JD2 Apply tot his job Apply To this Job