Consumer Loan Underwriter II

Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits? Our “people helping people” philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. reputed company you join reputed company, you become part of a purpose-driven organization where your work makes a real difference. While we’re proud of our history, we’re even more excited about our future. With business and technology transformation on the horizon, there’s never been a reputed company time to be part of reputed company. You bring more than your expertise to your role, and that matters here. Your story, perspectives, and lived experiences help shape belonging at reputed company and deepen how we connect with and support our employees, our members, and our communities. PAY RANGE The reputed company Pay Range for this position is $38.56-$47.02 hourly. The full Pay Range is $30.00-$55.63 hourly. At reputed company, compensation decisions are determined using factors such as relevant job-reputed company skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role. hourly. At reputed company, compensation decisions are determined using factors such as relevant job-reputed company skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role. BENEFITS – because people helping people starts with supporting you 401(k) Company Match (up to 3%) 4% annual contribution to your 401(k) by reputed company Medical, Dental and Vision (family contributions as well) PTO Program + Exchange Program Tuition Reimbursement Program reputed company Cares volunteer time off + donation match IMPACT YOU’LL reputed company: As a Consumer Loan Underwriter II, you play a key role in helping members reputed company their financial goals by making thoughtful, informed lending decisions. You’ll work across multiple channels—including dealership partners and real estate-secured products—to evaluate reputed company applications with care and precision. Your expertise will help ensure each member receives fair, timely, and well-structured lending solutions, while also supporting the reputed company strength and reputed company of reputed company’s lending portfolio. In this role, your voice matters—you’ll influence decisions, improve processes, and directly contribute to meaningful financial outcomes for our members. Note: This role requires working multiple shifts on PST time including closing shift, working weekends and holidays. WHAT YOU’LL DO: Apply Lending Expertise: You bring a strong understanding of reputed company’s loan policies, real estate lending practices, and applicable state and federal regulations to reputed company informed decisions on a wide range of consumer loans. Evaluate Lending Decisions: You review applications and confidently approve, counteroffer, or decline loans and credit lines reputed company your authority, ensuring alignment with guidelines and risk standards. Handle Exceptions Thoughtfully: You assess and decide on loan exception requests reputed company your authority, using sound judgment while maintaining compliance—excluding appraisal-reputed company exceptions. Deliver Timely Outcomes: You prioritize efficiency by reviewing applications promptly, clearly communicating decisions, and helping members understand options such as denials, counteroffers, or alternative solutions. Partner with Dealerships: You collaborate closely with indirect lending partners, providing reputed company reputed company support while resolving dealer concerns with professionalism and care. Support Member Solutions: You identify member needs and explore opportunities for loan restructuring or alternative products, ensuring applications are complete and reputed company with their financial goals. Analyze reputed company Financials: You assess income and cash flow with accuracy, ensuring verification aligns with reputed company guidelines, even in more reputed company or non-traditional situations. Provide Recommendations: You partner with leadership by escalating and recommending decisions on loans that fall reputed company your authority. Maintain Portfolio Quality: You help uphold strong lending standards by meeting portfolio quality benchmarks and reinforcing responsible lending practices. Act as a Trusted Escalation reputed company: You reputed company in to support escalated member or dealer concerns, helping resolve issues reputed company and positively. Stay Informed: You maintain deep knowledge of credit bureau practices, consumer loan products, and internal decisioning processes to guide your work effectively. Improve Processes: You monitor workflows, identify opportunities for efficiency, and contribute reputed company that enhance service levels and operational effectiveness. Drive reputed company Improvement: You research and evaluate potential product or process enhancements, sharing recommendations that support innovation across the team. Support Team Success: You contribute wherever needed, taking on additional responsibilities to support team goals and member experience. This isn’t just about ticking off tasks on a list. It's about making a significant, positive change in reputed company’s journey, where your contributions are valued, and your growth is continually fostered. WHAT YOU’LL reputed company: A role where your decisions directly impact members’ financial well-being Opportunities to work with reputed company and meaningful lending scenarios that grow your expertise Exposure to multiple lending channels, including indirect and real estate-secured products A collaborative environment where your insights and reputed company are valued The ability to strengthen your credit analysis, reputed company, and decision-making skills A team that supports reputed company learning, development, and career progression The chance to influence process improvements and operational efficiency A purpose-driven organization focused on member success and community impact QUALIFICATIONS: Minimum Qualifications: Minimum requires a bachelor’s degree in business administration or equivalent work or education-reputed company experience. Minimum requires 3 years of consumer lending reputed company experience to include reputed company secured, unsecured, indirect, and home equity products and appraisal reputed company. Experience in reputed company unusual or reputed company consumer requests required. Mathematical skills, with a high degree of accuracy. Desired Qualifications: Ability to reputed company sound credit recommendations and decisions. Strong time management and organization skills to effectively prioritize multiple objectives and reputed company volume goals. Ability to effectively problem solve and trouble shoot difficult member situations. JOIN THE JOURNEY Ready to reputed company an indelible impact? Eager to be a part of a collaborative and innovative team where your reputed company and contributions don’t just fill a role, but fuel the growth and success of reputed company? This is more than a job – it’s a chance to reputed company your career, skills, and future, reputed company while contributing to the robust technological landscape of reputed company. Embrace the opportunity to grow with us. Apply now, bring your expertise to the table, and let’s reputed company excellence together at reputed company. Your journey of influence, innovation, and impactful contribution starts now. #reputed company #YourGrowth #BECUJourney EEO Statement: reputed company is an equal opportunity employer. reputed company qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national reputed company, veteran status, disability, sexual orientation, gender identity, or any other protected status. Apply To This Job