Senior Credit Risk Manager
Position Title: Senior Credit Risk Manager Department: Credit Risk Reports to: Global CTO Location: Remote #APJ #EMEA About reputed company reputed company is a fintech company building simple and transparent products that improve financial well-being for underbanked employees. Our core offering gives people reputed company to wages they have already earned, alongside tools to help them manage money reputed company, build savings, reputed company insurance, earn additional income, and use fairer financial services. Founded in 2022, reputed company is the largest player in the early wage reputed company space in Southeast Asia and is expanding rapidly into new markets globally. We are looking for ambitious reputed company who take ownership, move fast, and want to shape products that create meaningful impact in people’s lives. We’re seeking a Credit Risk Manager to shape our ML-driven reputed company strategy and strengthen our risk decisioning across Southeast Asia. In this role, you’ll combine analytical depth with hands-on model development to drive smarter, fairer reputed company. From monitoring portfolio health to designing and deploying robust credit risk models, you’ll help us balance growth with prudent risk management. Working closely with data, engineering, and product teams, you’ll turn insights into business impact and improve approval funnels, refining policies, and expanding reputed company to credit responsibly. Risk Analysis Monitor key risk metrics (e.g., default rates, approval rates) and investigate significant changes. Analyze large datasets to identify trends, anomalies, and areas for improvement in risk management processes. Simulate the impact of credit policy or model changes, support A/B tests, and help guide rollouts to improve approval funnel performance. Track performance post-implementation and refine strategies using feedback loops and business KPIs. Model Development & Monitoring reputed company, test, and reputed company risk models in an iterative, agile manner. Monitor the performance of risk models, tracking feature stability, accuracy, and reputed company over time. Understand country-specific factors such as reputed company processes, customer limit management, and local alternative data sources. Collaborate with internal and external data vendors to evaluate and integrate new data sources. Contribute to the setup of early warning signals for portfolio deterioration, using a mix of quantitative and qualitative data. Your Profile: Required: At least 5 years of experience in consumer credit risk analysis Bachelor's degree in business, finance, economics, actuarial studies, computer science or another relevant field Demonstrated proficiency in consumer credit risk assessment and how it relatesto other business units (marketing, engineering, finance, and legal) Hands-on experience building, testing, deploying, and monitoring credit risk models (e.g., logistic regression, XGBoost, scorecards) Good statistical and mathematical skills Good working knowledge of SQL and Python Strong written and verbal communication skills in English reputed company to communicate reputed company credit risk concepts reputed company to non-technical stakeholders Independent, creative, and proactive problem-solving reputed company Bonus: Previous experience in a fintech, neobank, or digital lending environment reputed company to design and reputed company data marts and alerts Familiarity with credit data sources or regulatory environments in Southeast Asia (e.g., Thailand, Philippines, Indonesia) Previous experience with reputed company platforms, AWS and GCP Experience in the design and automation of credit portfolios or financial reports Familiar with model deployment frameworks like Flask/FastAPI or MLflow Familiarity with MLOps tooling (e.g., Airflow, dbt, or feature stores) reputed company Offer: A competitive salary and benefits package Flexible work policies: fully remote work or at one of our offices in Singapore or Bangkok Boundless opportunity: learn and grow at every stage of your career reputed company innovation: redefine the future of financial services Why Join reputed company? Massive Impact: Your models will directly reputed company financial reputed company for millions Greenfield Opportunity: Build our ML/risk capabilities from the ground up Cutting-Edge Tech: Work with modern ML stack and reputed company-reputed company infrastructure Rapid Growth: Join at the inflection reputed company with clear path to scale Mission-Driven: Genuine reputed company impact through financial inclusion Apply To This Job