Healthcare Underwriting Representative

Job Title: Underwriting Account Senior Representative Pay Rate: $25... 100% Remote Responsibilities: As an Underwriter for Cigna Healthcare Supplemental Benefits, you are part of a team assessing risk for Medicare Supplement and a portfolio of supplemental products including Whole Life and Cancer and Heart plans. This team interacts with agents and applicants regarding underwriting requirements and underwriting decisions. Bring your problem-solving and analytical skills and computer knowledge as we change people’s lives for the better. • Accurately assess medical history according to established underwriting criteria. This will include review of the enrollment application and available third-party data to assist with risk evaluation. • Understanding of the portfolio of product offerings and the different underwriting criteria used to accurately evaluate an enrollment application. • Reach out to applicants for clarity regarding medical history. This will include asking additional probing questions related to medical history or prescription usage. • Complete application reviews timely. This will include reviewing applications within established turnaround times to meet service level targets. • Clearly communicate and publish underwriting decision details for denied coverage. This will include creating accurate and complete written correspondence. • Build and maintain relationships with other members of the new business team to include the UW Support Team Skills/Requirements: Medical UW experience, critical thinking skills Strict adherence to established protocols and schedule Strong communication skills 1+ years prior Healthcare Underwriting experience required. Medical knowledge or prior medical Insurance-related work experience required. Above average knowledge of medical conditions/prescriptions Ability to work independently and as part of a team is essential. Excellent verbal and written communication skills Proficiency using Microsoft Office, specifically Word and Excel Ability to meet production and quality standards. Intermediate PC Skills Experience working in a remote environment Education: High School diploma is required Apply Job!